Products And Services

This product also known as business account and is a product designed and recommended for customers who are engaged in brisk business and who may need cheques to transact business.

FEATURES / REQUIREMENTS
1.This account is suitable for businessmen and women
2.Cheques can be accepted as deposits into the account
3.Cheques can be issued to a third party to withdraw cash of the customer’s account.
4.This account is suitable for businessmen and women
5.Prospective customers shall provide 2 passport pictures and any of the national I.D card ( Voter ID Card, NHIS Card, NHIS Card, Driver’s License or Passport )
6.A minimum of GHS 10.00 shall be accepted to open a current account

Read more...

This product is designed to help customers with excess or surplus funds to save for their future consumption or investment.
FEATURES AND REQUIREMENTS
1.    Prospective Customers shall provide 2 passport size photographs and any of the national I.D card (  Voter ID Card, NHIS Card, Driver’s License or Passport )
2.    A minimum of GHS 1000 shall be accepted to open a savings account.

BENEFITS
1.Attractive interest is paid on customers’ deposits
2.Interest on savings is paid on quarterly basis
3.This account can be used to access loans but not overdraft
4.Saving passbook shall be issued to customers.

This innovative product allows people with small cash holdings and those who find it difficult to leave their homes and work places the unique opportunity to save with the bank.

FEATURES / REQUIREMENTS
1.    Prospective Customers shall provide 1 passport size photograph and any of the national I.D card (Voter ID Card, NHIS Card, Driver’s License or Passport )
2.    A minimum of GHS 10.00 shall be accepted to open a susu savings account.
3. Mobile Bankers come to the doorstep of the customer to collect daily savings.

BENEFITS
1.    Accumulated fund in the susu savings account could be used to assess a loan facility.
2.    Savings passbook shall be issued to customers
3.    Funds can be saved for future consumption or investment.

1.Savings towards child’s education
2.Savings into the account can be monthly or quarterly
3.Interest on it is 2 percent above fixed deposit interest
4.This account can be used as cash collateral for loan/overdraft

This is a form of savings account, which is lodged for a fixed tenure of 3months, 6months, 12months, etc.

FEATURES / REQUIREMENTS
1.    A minimum of GHS500.00 shall be acceptable and in multiples of GHS500.00.
2.    A certificate shall be issued to the customer to specify expiry period.

BENEFITS
1.    Attractive interest rate.

Susu loan scheme is a product designed to give financial assistance to customers to expand their businesses and increase their working capital.

FEATURES
1.Loans can be accessed from this account too
•  For 1st time – the amount to be accessed is times 2 of the person’s contribution
•  2nd time is 3 times of the person’s contribution
•  3rd time is 4 times of the person’s contribution
2.Payment of susu loan is done through daily susu contributions

Read more...

This loan scheme is a product designed to assist well established but registered institutions like public and private schools, hospitals and clinics, hotels, transport unions, credit unions, media house, etc to obtain funds for projects and the running of their institutions.

BENEFITS
1.    Relatively low and competitive interest  rates.
2.    Quick loan processing and disbursement.
3.    Rebate (Interest reduction ) on early repayment.
4.    Enjoy convenient services due to the networked nature of our branches.
5.    Flexible mode of loan repayment.

This is a type of facility granted to salaried account holders who have their salaries passing through the bank.

FEATURES/BENEFITS
1.    Relatively low and competitive interest  rate.
2.    Quick loan processing and disbursement.
3.    Rebate (Interest reduction) on early repayment.
4.    Top up loans available.
5.    Salary advance available ( Overdraft).
6.    Enjoy convenient services due to the networked nature of our branches.

1. Money Transfer (Western Union, I. Trans,Money gram,)
2. Payment Orders and Standing Orders
3. Outreach services like:  Daily collection of cash from the bank’s   major current account holders.

This is a group account meant for economically active people without strong capital base.

Features
•The minimum number in a group may be seven
•The account should be operated effectively to qualify for a group loan
•Members’ deposits also attract competitive interest.

This is a service the Bank provides for customers who are bereaved and urgently needs money to cater for their funeral expenses. The full amount is repaid right after the funeral rites. The charge on this facility is moderate.

This is designed for the payment of school fees. It is sold to both customers and non-customers at an a moderate price.

This service affords customers the opportunity to receive remittances of relatives abroad. One does not have to open an account with the Bank to enjoy this service.The recipient must provide a valid National ID and cash is received instantly.